Friday, December 4, 2015


One investment with several ways to get a return sits right on the corner of Savage and Bemis Roads. This sale includes over 8600 sq feet of money making space. Upper level has 4 apartment units, all have separate covered entrances and many updates. Lower level is currently two separate ares that has a bar that has been open for business over 30 + years and is a local favorite and the vacant area that was previously a party store (located at the entrance to Lower Huron Metro park/Turtle Cove Water park).

The possibilities are endless here, if your dream is to open a bar this is turn key Complete with the carry out liquor license. All the bar equipment and kitchen equipment is included in the sale. 

The building has updated plumbing and electrical as well as a new roof. "Party Store" area can be re opened to sell beer and liquor or space can be used for party events, there are several large round tables and chairs included in the sale.

Friday, October 16, 2015

NEW LISTING!!!! Prestigious Upscale West Dearborn Multi Family Home

Prestigious Brick home in Upscale West Dearborn. This home was very well maintained and has newer windows and roof. No matter what you enjoy doing with your spare time this place is the perfect location! Close to shopping, fine or casual dining, Henry Ford Museum and plenty of nightlife entertainment. 


Saturday, September 26, 2015




Your dream home on the water just waiting for your finishing touches! This home has 4 bedrooms, 4.5 baths and lets not forget the walk in closet space set on the water on the serene Island of Grosse Ile Township! 

This is not too good to be true but it won't last long

Call me today to set up your showing 734-748-3037

Ter-Teling! The one selling

Tuesday, September 8, 2015

Sunday, September 6, 2015

Why we Recommend a Private Home Inspection

Purchasing a home is a long-term commitment and it is highly recommended that you have the home thoroughly inspected before closing on your purchase.

Your Agent is on your side and we do our best to point out obvious defects when showing homes but there are many things your eyes and mine do not see.

Inspectors go places your agent does not, crawl spaces, attics, behind walls etc. An inspector also has the ability to test the air quality for things that often go undetected until it has caused an issue some how.

It is your option to choose whether or not you want the inspection, it is for your protection and it is your responsibility to choose an inspector and pay any fees related to the inspection.

A city inspection is a different inspection than private inspections. You can ask the seller to pay for this inspection fee. If you are required to have a certificate of occupancy, this inspection is not optional,  each city varies so it is best to call the city and inquire about their guidelines pertaining to this matter.

It is best to request this inspection be complete before close as well that way if there are any repairs that need to be negotiated it will need to be done at the time of purchase.

You can find a list of inspectors simply by googling private home inspectors near what ever city you choose.

For a list of homes available or to list your current home email Pam@eliterealtymi.com or call or text 734-748-3037.

Things about being a Real Estate Agent you didn't know

Imagine you go to work one day and you spend the whole day on trying to complete a project and toward the end of completion you decide to take a late much needed lunch. While your at lunch a co worker comes in and finishes up the project, and while you spent all day getting to the last stages you get nothing for your efforts because you did not actually complete the project. 

What if I told you this what many Real Estate Agents face when dealing with "unfaithful" customers. Let me give you an example of how this happens. Agent A has been showing homes to Jan and Jan is driving down the road one day and sees a home she really wants to get into but Agent A is on another showing and about thirty minutes away from the home. Jan decides she will call Agent B  and see if she can get them to run over now and let her in this home but she plans on calling Agent A back to write an offer is she decides to do so. 

By doing this Agent B would have been unfairly and unknowingly investing time into what he or she believes is a possible potential customer when in fact that customer already knows Agent B with be forgotten about as soon as the door is closed and the showing is over.

Agent A could also be out his or hers invested time if Agent B learns of an offer written and can prove he or she deserves that commission.....either way Agent A and B both performed a job for Jan and deserve compensation for that job. 

Agents are paid strictly on commission and this means putting hours in sometimes with customers and receiving no compensation.

If you communicate with your  Agent and build a relationship you will find it is much easier to work with someone who has taken the time to get to know you and your needs. 
Agents invest time and money into their business and strive to build and maintain  long term relationships with customers, invest a little patience in your Agent even if you have to wait for a brief moment to get into a home.

Please understand when your Agent is not available and you contact another Agent with questions it is the common courteous practice of most Agents to refer you back to your Agent.

Wednesday, August 26, 2015

What is a HOA (Home Owners Association)

Many new buyers are not familiar with different terms involved with different types of real estate transactions, one of these terms is HOA or home owners association.

HOA BasicsFirst, let's take a look at what HOAs are all about. HOA fees often range from $200 to $400 per month. The more upscale the building and the more amenities it has, the higher the homeowners' association fees are likely to be. In addition to monthly fees, if a major expense such as a new roof or a new elevator comes up and there aren't enough funds in the HOA's reserves to pay for it, the association may charge an extra assessment that can run into the thousands of dollars. (To help you decide if you're ready for condo living, see Does Condo Life Suit You?)
Because multiple parties live in the same building, all residents of condominiums and townhomes must be equally responsible for maintaining the common areas of the building such as landscaping, elevators, swimming pools, clubhouses, parking garages, fitness rooms, sidewalks, security gates, roofing and the building exterior. Many of these types of common areas, such as pools and tennis courts, also exist in subdivisions of single family homes. Regardless of whether the HOA governs a building, such as a condo or townhome structure, or a neighborhood of individual houses, HOA fees help maintain the quality of life for the community's residents and protect property values for all owners.
In addition to maintaining common areas, HOAs also set out certain rules that all residents must follow called covenants, conditions and restrictions (CC&Rs). In a common building, rules may include what color front door you may have, whether you are allowed to line dry your laundry outside, whether you can have a satellite dish, the size and type of pets permitted, and so on. In many ways, these rules are similar to the types of rules apartment dwellers must follow.
In a subdivision with individual homes, regulations may include what color you can paint your home, the exterior landscaping you can do, the types of vehicles you can park on the street or in your driveway (no RVs, for example), permissible type and height of fences, and restrictions on window coverings for windows facing the street. If you want to do anything that differs from these rules, you will have to convince the HOA to grant you a variance, which is probably unlikely. No matter where you live, you are likely to be subject to city ordinances and restrictions related to the use of your property. HOAs add yet another layer of restrictions and because their members are more likely to know what you're up to, the HOA is more likely to enforce the rules. So, let's take a look at some of the rules and regulations you need to know about before you decide to join one of these communities.

What You Need To KnowWhile there are laws governing the behavior of HOAs, these associations can still have a powerful impact on your rights as a homeowner. Before buying a property in a community that has an HOA you should:

1. Learn the HOA's rules
You may be able to find an HOA's CC&Rs online as well as information about what happens if you violate a rule. Make sure any online information is current. If you cannot find this information online, ask your real estate agent to acquire these documents for you or contact the HOA yourself. Pay particular attention to rules regarding fines and whether the HOA can foreclose on your property for nonpayment of HOA dues or fines resulting from CC&R violations. Also, learn about the process for changing or adding rules and whether HOA meetings are held at a time you will be able to attend, if you wish to do so. If the rules are too restrictive, consider buying elsewhere.

2. Make sure the home you want to buy is not already out of compliance with HOA rules
Buying into an existing problem can be a headache, so find out what the rules are and whether you would have to make changes to the home to comply.

3. Assess environmental practices
If environmentally-friendly living is important to you, be aware that some HOAs may dictate that you use fertilizers, pesticides, sprinkler systems, and whatever it takes to keep your lawn picture-perfect. They may not allow xeriscaping (an environmentally friendly form of landscaping) and may limit the size of gardens, ban compost piles and prevent you from installing solar panels. If these things are important to you, make sure you check the fine print first. (For more information, see Building Green For Your House And Wallet.)

4. Consider your temperament
Are you the type of person who hates being told what to do? If so, living in a community with an HOA may be a very frustrating experience for you. One of the major benefits of homeownership is the ability to customize and alter the property to suit your needs, but HOA rules can really interfere with this.

5. Find out about feesFees will differ for each community. Because of this you should make sure to ask your HOA the following questions:
  • How are HOA fee increases set?
  • How often do increases occur, and by how much have they historically been raised?
  • Can you get a printed history of HOA dues by year for the last 10 years?
  • How large is the HOA's reserve fund?
  • Also, ask for a record of special assessments that have been made in the past and ask if any special assessments are planned for the near future. Note that economies of scale can mean that special assessments are higher in smaller HOAs.
  • Find out what the monthly dues coverWill you still have to pay extra for garbage pickup? Is cable included?
Compare dues for the complex or neighborhood you are considering to the average dues in the area. Keep in mind that you will have to pay for recreational facilities whether you use them or not. Find out the hours for amenities like pools and tennis courts. Will you be around during those hours, or will you be paying for facilities you'll never be able to use? Be aware that the HOA may have rules about how many guests can use common facilities. If guest restrictions are severe, forget about that housewarming pool party you envisioned.

6. Try to get a copy of minutes from the last meeting or sit in on an HOA meeting before you buy
The meeting minutes can be very telling to the policies of the HOA. Some questions to ask are:
  • What are current and past conflicts?
  • What is the process for resolving any conflicts?
  • Has the HOA sued anyone? How was that resolved?
Be alert for potential drama. Power trips and petty politics can be an issue in some HOAs. Talk to some of the building's current owners, if possible - preferably ones who are not on the HOA board and who have lived in the building for several years. Talk to the HOA president and get a sense for whether you want this person making decisions about what you can do with your property. If a private company manages the HOA, investigate it before you buy. Some HOAs are professionally managed, but it is common for the association to be managed by building residents who fill the position as volunteers. Even if you like the current HOA board or management company, it can change after you move in and you may end up getting something totally different than what you bargained for.

7. Watch for under-management
Not all HOAs are over-managed. The opposite problem may be an HOA where no one really cares and where no one is interested in maintaining the building, making repairs, hearing resident grievances, or being on the board. Residents may simply take turns serving as HOA president or randomly appoint someone, so be prepared to serve in this role whether you want to or not if that is the case with your community's HOA.
This would also be a good time to check into any restrictions preventing you from renting out your property or that make it difficult for you to do so. If your property is being under-managed you might not have an issue, but if you've got a hyperactive manager it could be a totally different story.

8. Find out what kind of catastrophe insurance the HOA has on the building
This is particularly important if you're considering a condo or townhouse purchase and you live in an area that is prone to floods, earthquakes, blizzards, fires, tornadoes, hurricanes, or any other type of potential natural disaster - and that is virtually anywhere. (Find out more about insurance needs in Insurance Tips For Homeowners.)

9. Consider the impact of HOA fees on your short- and long-term finances
A condo with high HOA fees might end up costing you as much as the house you don't think you can afford.

ConclusionHomeowners' associations can be your best friend when they prevent your neighbor from painting her house neon pink, but your worst enemy when they expect you to perform expensive maintenance on your home that you don't think is necessary, or impose rules that you find too restrictive. Before you purchase a property subject to HOA rules and fees, make sure you know exactly what you are getting into.

Read more: 9 Things You Need To Know About Homeowners' Associations http://www.investopedia.com/articles/mortgages-real-estate/08/homeowners-associations-tips.asp#ixzz3jwi9SamG 
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Tuesday, July 28, 2015

Enjoy your Home buying experience

Buying a home is exciting and overwhelming and sometimes trying to remain calm and patient can be exhausting in itself.

To help make the search a pleasurable one remember a little bit of preparation goes a long way.

First be pre-approved or proof you have  the funds to pay cash. Offers submitted must have pre approval letter or proof of funds to be considered. Its a real bummer when you walk into that perfect house and the person that was prepared moves into your dream home because you waited to see if you could find a home before doing a simple task.

Second decide which area you want to live in. Narrowing down the location is sometimes the toughest choice buyers face.

Some things that can help you decide where you would like to settle down is collecting facts. Contact your local police station and ask what the crime statistics are for the neighborhood you are considering.  If you have children visit the michigan.gov website to check ratings on the school district.

Drive the area at different hours to get your own feel for the area. Most communities have web pages now and you can usually see a calendar of events.

Once you have decided your potential neighborhood decide what you must have in a home and try to add a splash of open mind in :)

Bring paper and pen to take notes or ipad if your a technology buff if viewing several homes at once and in most cases some pics are usually allowed for those of you that prefer visuals.

A positive attitude gets positive results! Its ok to take a break maybe even a week off if the process becomes over whelming.

Happy House Hunting is the only House Hunting

Get ready ! relax! Enjoy!

Thursday, July 23, 2015

Opportunity Awaits here! 4 apartment units above a bar that has been in business for over 25 years! vacant area as well that was previously a party store. ALL BAR AND KITCHEN equipment and furnishings included as well as CARRY OUT LIQUOR LICENSE!! All for under $400,000 this is priced to sell and sell quick!!

call 734-748-3037



Friday, July 17, 2015


Buying or selling a home is  exciting for many reasons and for some of us one of those reasons is because it's that opportunity to clean out all those closets and get re-organized. 

If you are selling your home, a clean uncluttered closets is far more appealing to the home shopper than closets jam packed like a sardine can  will make closet space seem very tight. A large percentage of my buyers check closet space. On a side note matching hangers all facing the same way are very pleasant to the eye ;) and a very inexpensive way to make an impression behind a closet door.

If you are buying a home why not get organized when you make that exciting move instead of re-de- organizing?

Some of my buyers say shoes in a pile in the bottom of a closet are another unappealing sight when opening closet doors. There are several options for shoe organization.